NDIS Funding Categories Explained for Melbourne Participants
NDIS Funding Categories Explained for Melbourne Participants

Understanding your NDIS plan is one of the most important steps in getting the most out of your support. Many participants in Melbourne receive funding but are unsure how to actually use it effectively.
Your NDIS plan is divided into three main categories. Each one serves a different purpose and knowing how they work can make a big difference in your outcomes.
Core Supports
Core supports are designed to help with everyday activities. This includes personal care, assistance with daily living and community participation.
This funding is flexible, which means you can usually move funds between different Core categories depending on your needs.
Capacity Building Supports
Capacity Building funding is focused on helping you develop skills and independence over time.
This can include:
• Therapy services
• Support coordination
• Skill development programs
Unlike Core supports, this funding is not flexible between categories.
Capital Supports
Capital funding is used for larger, one off purchases such as assistive technology or home modifications.
This funding is strictly allocated and must be used for the specific purpose outlined in your plan.
How to Use Your Funding Effectively
Many participants in Melbourne underuse their funding simply because they are unsure what it can be used for.
Working with the right provider can help you:
• Understand your plan clearly
• Use your funding with confidence
• Maximise your outcomes
How Mirai Wellbeing Can Help
At Mirai Wellbeing, we help participants across Melbourne understand their plans and use their funding in a way that supports their goals.
If you would like support navigating your NDIS plan, our team is here to help.